Thursday, October 30, 2008

Health Insurance Crisis

By Ethan Kalvin

I totally understand the economy as being the main focal point in everyone's minds lately, but it would be a much better thing to see the Presidential Candidates pay a little more mind to the health insurance crisis in our nation.

It may come as a shock to know that, in the last 18 months, insurance premiums have doubled. What is worse is that more and more Americans are going without insurance, because they cannot afford it. This means more Americans are not getting the health care they need.

Whether Americans have insurance or not, they still get sick, just the same. The only difference is that they remain ill until it either gets better on its own, or they take a turn for the worse and end up in the hospital. This scenario end sup costing more in the long run, as it would've been less expensive to be treated early on by a doctor.

What is need in the country is comprehensive coverage for everyone, and we need to quit allowing insurance companies to decide what charges are reasonable and customary. Put into perspective the amount of time you spend in a doctor's office with the amount of money you pay for the visit. It seems incomparable.

Right now, we need to take a look at our current health care system and figure out a way to restructure it. I am not sure if that means we should all have the same health plan, or we keep the individual plans and just make changes in the system. Either way, it is time for a change.

About the Author:

No comments: